3 Grocery Stores Offering You a Free Turkey for Thanksgiving

Although turkey might be the time-honored centerpiece of most Thanksgiving Day meals, it sure isn’t cheap.

The average turkey cost at roughly $1.30 per pound last year, which came out to $20.80 for a 16-pound bird, according to the American Farm Bureau Federation’s annual survey.

And that’s just one element of your Thanksgiving dinner.

How to Get a Free Turkey This Year

To help offset this major holiday cost — and to bring more hungry holiday shoppers into their stores — many grocery chains run specials that allow rewards program members to get a free turkey (or other holiday centerpiece).

It’s not worth it to buy $100 of random items just to score a bird you could get for $20. But if you’re going to spend that money anyway, why not get the turkey on the house?

One word of warning: All of these offers vary by store, so you’ll want to call ahead to make sure your favorite location is participating.

Here’s where to get a free turkey this year.

1. Giant

If you can bank 400 Giant Choice Reward e points by Nov. 26, you can redeem your points for a certificate for a free turkey.

Free turkey certificates can be redeemed from Nov. 13 through Nov. 26.

2. ShopRite

Earn points on purchases through Nov. 26 — Thanksgiving Day — with your (free!) Price Plus club card.

Once you spend a certain amount (check your local store’s circular for the amount), present your Price Plus club card to the cashier to receive a free turkey, ham, turkey breast, kosher chicken, lasagna or tofurky.

You can pick up your free item any day up to and including Thanksgiving Day. (Note that the turkey is frozen, so you’ll want to pick it up well ahead of time if you plan to make it for the big meal!)

3. Weis Market

If you’re part of Weis’s rewards program, your reward points could get you a Thanksgiving turkey for free.

It’s pretty simple: You earn one point for every dollar you spend, and it takes 400 points to receive a free turkey, tofurky, ham or lasagna.

That might seem like a lot — and it is! — but it includes purchases from Nov. 5 through Nov. 26. If you spend $50 per week on groceries and have been shopping at Weis each week since then, you’ll be more than covered by Thanksgiving.

It’s important to note that your points do have an expiration date, which is printed on the bottom of your receipts.

Free Thanksgiving Turkey and Meals for Families in Need

If you simply can’t afford to spend the money to get a free turkey from the grocery stores above, you can look to your community for help.

Food Banks

Food banks are hard at work hosting turkey drives and fundraising events to help put Thanksgiving meals on the tables of those in need. Food bank turkey distributions are usually held during the weekend before and days leading up to Thanksgiving. You can search by state or ZIP code for your local food bank.

United Way

United Way chapters also host turkey drives to help families in need. You can search for your local United Way chapter.

Churches and Charities

Local churches and charities have also been collecting donated items to provide low-income families in their communities with Thanksgiving meals. Check with your church or local charities if you need help providing your family with a Thanksgiving meal.

Jamie Cattanach is a contributor to The Penny Hoarder. Staff writer/editor Tiffany Wendeln Connors contributed to this post.

Source: thepennyhoarder.com

What to Do With a Childhood Savings Bond

February 3, 2014 &• min read by AJ Smith Comments 0 Comments

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A savings bond used to be a common gift, though not always a welcome one. Well-meaning relatives gifted savings bonds for your birthday or the holidays. The goal was often to help you pay for college in the future. But for us kids, all we knew was it wasn’t the Pound Puppy or Care Bear we really wanted!

Nowadays 529 plans and other higher-interest earning options have replaced the savings bond. But that doesn’t mean they’ve disappeared. In fact, they may be sitting at the back of your closet right now. But you are cleaning out your closet or your safe deposit box, and now this long-forgotten and unexpected savings bond can help you clean up your finances.

It’s Still Good

That savings bond is still worth something. That’s the good news. Savings bonds gain value over time by earning interest and keep earning interest for 30 years. They pay interest every six months until they mature. So depending on how long it’s been since you cleaned your closet, you may still be making money as you read this. Now there are some steps you have to take to get money in return.

What Type of Savings Bond

There are several kinds of savings bonds. So you much determine which kind you have in your possession. Savings bonds are a contract between you and the federal government. If it’s an old bond from your childhood it is probably either an EE or an I bond. It will be clearly specified in the title which one you have.

EE bonds are similar to savings accounts. Paper bonds used to be sold at half the face value (you paid $50 for a $100 bond) and the interest continued to increase even after the face value is reached, so your $100 savings bond is probably worth more than $100 now. Paper EE bonds are no longer available and digital EE bonds are purchased at face value.

I bonds are similar to EE bonds. The chief difference is that the interest earned on an I bond is determined by a combination of a fixed rate and an inflation rate.  So there is some cost-of-living protection for the bondholder.

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Find Out What It’s Worth

Before you decide to cash in the savings bond, you’ll probably want to know what it’s worth. The interest rates and even the way interest rates are determined have changed over the years so it matters when you got yours. The best way to determine the current value of your savings bond is to use the Treasury Direct website. Whether you want to cash in the bond or continue to let it mature is then up to you.

There are some penalties for cashing in the savings bond early. If you redeem the bond early, you will lose three months’ worth of interest during the first five years. There are no penalties after five years. The earliest you can cash in the bond is after one year. If the bond is more than 30 years old, it has stopped earning interest and you should cash it in.

While you will have to pay federal taxes on your bonds, you do not have to pay state or local income taxes. There are some exemptions – most notably when bonds issued after 1989 are cashed in to pay qualified higher education expenses at an eligible institution.

Visit the Bank

Most banks should be able to help you cash your paper bonds. If they aren’t, they should be able to direct you to a financial institution that can. You will have to prove your identity to cash in your old bonds. You will have to fill out an tax form either when you redeem the bonds or at the end of the year. Your tax preparer should be able to help you with this part of the process.

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