College students obviously have busy schedules with classes, assignments, social lives, and extracurricular activities, but many students also need to find the time to make some money.
During the 2019-2020 academic year, the cost for the average college student was $30,050 (including tuition, fees, room, and board) according to EducationData.org.
Many college students have part-time jobs in order to cover part of that cost, but starting a business is another way to make money. Starting your own business may not offer the same guaranteed income that you would get from a job with an hourly rate, but there are some significant benefits, including:

- The opportunity to pursue something that you enjoy.
- The possibility to gain valuable experience that can help you after graduation.
- The chance to grow a business that may turn into a full-time income someday.
- The potential to earn more than you could make with the average part-time job.
With those benefits in mind, college can be a great time to start a business.
Not all businesses are equally suited for college students. Ideally, the business should be free or very inexpensive to start, because the last thing college students need is more debt. All of the business ideas covered in this article could be started with very little investment, and they could also be run part-time while you’re taking classes.
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Student to CEO started a social media marketing business as a 19-year-old college student. Ashley continued to grow the business throughout her time in college and after graduating in 2019. Ashley jumped into running the business full-time.
Because of the combination of high demand and excellent income potential, this is one of the best business opportunities for college students.
2. Virtual Assistant
Another service-related business that has a very strong demand right now is to work as a virtual assistant. You could become a virtual assistant by working through a website like Fancy Hands, but you’ll have much higher income potential if you start your own business.
As a virtual assistant (VA), you could offer a wide variety of services like:
- Moderating online forums or Facebook Groups
- Providing customer service
- Managing social profiles
- Managing a blog
- Setting up appointments
- And much more
You could take a general approach and offer a very wide range of services, or you could specialize in a particular aspect. Specializing may allow you to charge a higher hourly rate, but getting clients is a bit easier with a generalized approach.
If you’re looking to get started, check out 30 Days or Less to Virtual Assistant Success.
3. Blogger
One of the most flexible business opportunities is to start a blog. Not only can you work whenever and wherever you want, but you can also choose the topics that you want to cover on your blog.
Unlike the service-related businesses that were mentioned so far, blogging is a business opportunity that will require some patience, because you’re unlikely to start making money right away. If you’re in a position where you’re able to put in the work without seeing immediate results, blogging can be a great business.
Blogging offers truly unlimited income potential. Some bloggers are able to earn five or six figures per month by working on something that they enjoy.
There are many different ways to make money from a blog, with the most common methods including:
- Advertising
- Affiliate programs (getting paid to promote products or services from other companies)
- Publishing sponsored content
- Offering a service
- Selling a product
If your goal is to make money now, consider other options instead of blogging. But if your goal is to start a business that may be able to provide a full-time income by the time you graduate, blogging could be an excellent choice.
4. Freelance Writer
If you enjoy writing but you’d rather work for clients than try to build your own successful blog, working as a freelance writer is an option that you should consider.
As a freelance writer, you could be a generalist and cover just about any topic, or you could specialize in a particular industry or topic. Specializing could give you higher earning potential, but it may be harder to find clients when you’re just starting out.
Freelance writing is one of my favorite business opportunities for a number of reasons:
- You can get started right away and you’ll be making money as soon as you land your first client.
- It’s possible to get started with $0 in expenses.
- There are plenty of opportunities for beginners.
- There are also plenty of higher-paying gigs for more seasoned writers.
- It’s very possible to earn an excellent hourly rate (although you’ll typically be paid per word or per project).
- Demand for the work is likely to remain strong, due to the vast amount of content being published online everyday.
It’s also a totally flexible business. You can work the hours that suit your schedule and scale up or down depending on the amount of time that you’re able to dedicate to the business. It’s definitely possible to work as a freelance writer part-time in college and then transition to full-time by picking up a few more clients (or by doing more work for the clients you already have.
To get started check out Freelance Writing Success.
5. Author
Another business opportunity for those who like to write is to become a self-published author. Thanks to platforms like Amazon’s Kindle Direct Publishing (KDP), anyone can become an author.
Through KDP, you can write and sell e-books and paperbacks that are printed on demand, which means you won’t need to invest money in large runs of printed books.
Amazon obviously offers a massive platform that makes it possible to reach millions of book readers. You can write and sell books in many different genres, so the possibilities are virtually limitless.
Becoming a self-published author is similar to blogging in the fact that you’ll need to be willing to put in a lot of work before you really start to make a serious income.
6. YouTuber
So far we’ve looked at several business opportunities that involve creating written content (blogger, freelance writer, and author). A similar opportunity exists for those who want to create video content, and the demand for online video content is growing at an incredible pace.
YouTube is obviously the #1 platform for video content, and anyone can start a YouTube channel in effort to capitalize on the opportunity.
If you look at successful YouTube channels, there is a great deal of variety. They may be educational, entertaining, funny, or just straight-up weird (I’m constantly amazed by the YouTube videos that my kids find).
This is another business opportunity that offers high income potential but requires some time and patience to build. The YouTube Partner Program, YouTube’s advertising program, requires you to have at 1,000 subscribers and at least 4,000 watch hours in order to make money from advertising.
7. Podcaster
Podcasting is another type of content-related business, focusing on audio content (although some podcasts are also available in video format). Although podcasting has been popular for several years, it’s still a much more wide-open market as compared to blogging.
You could start a podcast on a topic of your choice and make money through:
- Sponsorships and advertisements
- Affiliate programs
- Creating and selling your own products
Just like blogging or starting a YouTube channel, starting a podcast would require you to put in the time to build your audience before you’re able to earn a significant income from it.
One of the interesting benefits of podcasting is that you may be able to build a very strong network. Podcasts often rely on guest interviews for content, and there are thousands of people who are actively looking for spots to appear on podcasts as a guest. Podcasters are able to meet a lot of people and make a lot of connections. As a college student, this could be extremely valuable to you if your podcast is related to the field that you plan to work in after graduation.
8. Tutor
One of the most practical ways to make money as a college student is to become a tutor. If you’re strong in a particular subject, you can tutor other students in your class that may be struggling, or students who are a year or so behind you. You could also tutor high school (or younger) students.
As a tutor, you can earn a nice hourly rate for sharing the knowledge that you already have. There are no costs to start the business, and you can start making money as soon as you have your first client.
9. Photographer
If you have some photography skills, starting a photography business is a natural choice, and there are several different ways that you could make money as a photographer, including:
- Taking portraits or family photos for clients in your local area
- Selling your photos at stock photography sites like Shutterstock
- Becoming a contributor at Vecteezy and giving away free photos (you get paid based on number of downloads)
- Writing for online publications like photography blogs
- Creating and selling digital products for photographers (like Lightroom Presets)
- Becoming an Instagram influencer (and selling sponsorships)
A photography business would be ideal for students who are studying something creative like art, design, or photography. It’s also the type of business that you could start part-time in college and grow to full-time after graduation.
10. Graphic Designer
Starting a business as a graphic designer is a great opportunity for those that have the right skillset. There is plenty of work available and sites like Fiverr make it possible to get started relatively quickly.
Of course, this would be an ideal business for students who are studying design, but anyone with some design skills could make it work. There are plenty of small projects for clients like designing images and graphics to be used with blog posts or social media posts.
Like several of the other opportunities mentioned already, a graphic design business is something that you could do part-time through college and then turn into a full-time business later.
11. Web Designer
Much like graphic design, web design is a skill that’s needed by many businesses, and you can make good money if you’re able to deliver for your clients.
Web design has changed a lot over the past decade. Today, many web designers are using platforms that require little-to-no coding to create custom websites for clients. You could use pre-made WordPress themes or plugins that give you customization options without the need to code.
Of course, if you’re able to code a website, that’s great. But if you’re not able to code, that doesn’t mean that you can’t work as a web designer.
Take some time to get familiar with a particular WordPress theme or drag-and-drop builder plugin and you’ll be able to meet the needs of most small businesses.
12. App Developer
If you have some coding skills, becoming an app developer is an excellent option. You could either develop mobile apps for clients, or start your own app in attempt to grow it as your business.
Coding skills are highly valuable, and the demand is likely to remain strong for the foreseeable future.
13. Dog Walker
Like many other service-related businesses, becoming a dog walker allows you to start making money right away. You can either create a profile on Rover or find clients in your local area on your own.
In many ways, becoming a dog walker is an ideal opportunity for college students:
- You can start making money quickly
- Decent average hourly rate
- Flexible schedule since appointments can be scheduled around your classes
- Lots of potential clients
- Doesn’t require any experience or specific skills
14. T-Shirt Designer
For those who are creative, starting a t-shirt business may be an ideal opportunity. You could use a platform like Merch by Amazon or Printify to sell your t-shirt designs with a print-on-demand business.
A Print-on-demand business allows you to get started without the need to purchase inventory. You’ll upload your designs and the shirts will be printed as they are ordered.
This is a business model that will require some time and patience to build. You might not start making money right away, but the income potential is there if you have a long-term approach.
A college campus with thousands of students can be an ideal place to start and grow your own t-shirt business. Get some friends to wear your shirts and start to build some brand recognition and you may find that sales start coming quickly.
15. E-Commerce
If you’re interested in starting and growing an online business, e-commerce is an excellent option. E-commerce has never been more popular than it is today with millions of people not wanting to risk getting sick by shopping in stores.
You can sell just about anything through your e-commerce store, and you can also take advantage of existing platforms that allow you to launch a business very quickly. Amazon’s FBA program is an excellent option because Amazon will handle all of the order fulfillment for you, which means you won’t need to pack boxes or run to the post office every day.
Aside from selling on Amazon, you could use a platform like Shopify to create your own e-commerce website without the need to hire a designer or developer.
You might assume that an e-commerce business would require you to store your own inventory, which would not be ideal if you’re living in a college dorm room. But there are many warehousing businesses that receive and store your inventory for a relative low cost.
16. Book Reseller
Every college student knows that textbooks can be very costly. The best way to reduce the amount that you spend on textbooks is to buy used books from other students.
Most students are eager to sell their old textbooks because once the class is over, they’ll probably never use the textbook again.
You could start a business buying and reselling textbooks. There are probably some bookstores on or near campus that already do this, but you’ll be able to offer better prices thanks to lower overhead costs.
This business does require some investment in order to buy the books, but it’s possible to get started for a minimal amount and then grow the business slowly by reinvesting all of the money that you’re making. Having some money to invest when you get started will allow you to grow faster.
17. Musician
College students who have musical abilities may choose to turn those skills into a money-making opportunity. You could make money by performing, by offering lessons, or even by creating music and selling it online.
Some of the other opportunities on this list are likely to offer better income potential, but this could be a good choice for someone who plans to pursue a career in music after college.
18. Personal Trainer
Are you in the gym every day taking care of your own body? If so, you could probably make some money by using your knowledge and experience to help others as a personal trainer.
19. Model
It’s possible to make some money by working as a model in your spare time. You could be working for a photographer who is taking stock photos to sell online, for photos that will be used in advertising, or any number of other things.
To get started, you could use a site like Model Mayhem or advertise your services on Craigslist. You can also build up your profile on Instagram or other platforms that can provide some exposure.
20. Flipping
If you’re looking for a business that you can start quickly with no particular skills or experience, flipping could be a good option. It involves going to yard sales, flea markets, auctions, or other places where you can buy things for very low prices, and then reselling them for a profit. You might sell on eBay or the Facebook Marketplace to get higher prices than what you’d be able to get at a yard sale.
This is a relatively easy business that anyone can learn. As you get more experience, you’ll have a better idea of the types of items that are likely to make a profit, as well as how much you should expect to make from an item. To get started, you can refer to this list of the easiest things to flip for profit.
This free workshop will show you how to get started in 14-days or less: Flea Market Flipper
21. House Cleaner
Another business that can be started with no particular skills or experience is cleaning houses. You can schedule clients around your other commitments, so it’s a very flexible opportunity that can be done part-time.
As is the case with other service-related businesses, you can start making money as soon as you land your first client. Finding a client is usually not that difficult. Talk to everyone in your network to let them know that you’re looking for clients, post an ad on Craigslist, put your contact info on bulletin boards in your local area, or use a website like Care.com to create a profile.
22. Child Care Provider
Child care or babysitting is an ideal part-time opportunity. You can find some regular clients that need help on a consistent basis and work to grow your business by word-of-mouth. It’s not the highest-paying opportunity covered in this article, but there is a lot of work available.
Build Your Own Business As A College Student To Earn Extra Income
If you’re a college student and you’re looking to make some money, consider starting a business from home rather than settling for a low-paying part-time job.
Starting a business may not be the right fit in every situation, but consider the options covered in this article and see if one of them might be the right fit for you.

Source: biblemoneymatters.com
6 Tips for Your Job Search During the Coronavirus Outbreak
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Disclaimer
New developments continue to pour in each day surrounding the coronavirus pandemic. The COVID-19 outbreak has drastically changed nearly every aspect of life for millions of people, and the workforce in particular has been hit hard. Businesses, employees, and job seekers are all scrambling to identify what exactly “normal” will look like in the coming months. Many employers are questioning how to continue business as usual, and people seeking new employment are left with an equally tough question: How do I get a job during this pandemic?
While things are
changing every day, it’s important to know there are plenty
of businesses still actively hiring new employees. Your job search may look a
bit different than it did in the past, but rest assured that there are still
opportunities ripe for the taking if you make a few adjustments to your overall
job search strategy.
Look Specifically for Remote Jobs
Many businesses
have been deemed “nonessential” and legally
ordered to shut their doors during the COVID-19 pandemic. With office buildings
closing up shop for the time being, it’s a great idea
to focus your job-hunting efforts on remote work.
Work-from-home
opportunities have recently seen an exponential growth in popularity, and the
coronavirus crisis has forced even more businesses to rely on remote work to
keep things operational. As you begin your search, keep a closer eye out than
usual for remote job opportunities related to your field and expertise.
Specifically, come up with a plan for yourself should you land an interview for a remote job. Be prepared for a virtual interview and have a game plan for discussing how you would manage a balanced work-from-home routine. If you have prior experience working remotely, emphasize this on your resume. Once you have a plan in place, start your search by browsing a job board focused on remote employment such as FlexJobs.
Embrace Online Networking
Your professional
network is more important now than ever before. If you haven’t logged into your LinkedIn account recently, this is the time
to start embracing the power of online networking.
In addition to
browsing available jobs on the platform, make sure you’re interacting with your connections, sharing articles, and
keeping your profile in tip-top shape. After all, your LinkedIn profile can
catch the eye of a recruiter and become a deciding factor in whether you are
chosen for a job.
Even further, according to a field experiment conducted by ResumeGo, job seekers with an active and comprehensive LinkedIn profile had a 71% higher chance of getting an initial job interview. In short, now is your time to shine on LinkedIn!
Broaden Your Job Scope and Your Resume
If you’ve been
job hunting during the current pandemic and simply haven’t found many jobs you consider an ideal fit for you, it might
be time to broaden your horizons—even if it’s just a little.
Remember to keep
an open mind as you browse openings and realize that current opportunities are
a reflection of these trying times. With companies implementing hiring freezes
and others struggling to adjust to remote work, your dream job simply may not
be feasible at the time, and that’s okay!
Reevaluate your
best skills and ask yourself how else they could be useful to a company. Are
there similar jobs for which you’d make a great
fit? Can you tap into any other skills that may not be listed on your resume?
Do your best to stay open-minded and have more jobs to consider.
Stay in Touch with Your Old Employer
If you were recently laid off due to the coronavirus, rest assured you’re not alone. Many employees lost their jobs and were left scrambling to file for unemployment or seek out other work opportunities.
However, before
you cut ties with your previous employer, consider keeping the lines of
communication open as they may plan to bring their previous staff back into the
business once the dust settles. This is an uncertain time for everyone, so keep
all your options on the table.
Take the Opportunity to Learn New Skills
Whether you’re a pro in your field or just beginning to learn the ropes,
there’s always room for anyone to acquire
new skills that can take their abilities to greater heights.
If you’re not in financial stress and don’t need to find a new job in a hurry, this can be the perfect
time to invest in your professional skills and learn something new. Browse the
internet for courses or tutorials to help you earn a new certification to add
to your resume.
Additionally, be
sure to check your local colleges and universities, as many schools are
offering free or discounted courses for people to take during the COVID-19
pandemic. If you’ve ever wanted to learn more about
anything, now is the perfect time to do so!
Pay Attention to the News
New developments
to the coronavirus and related relief efforts are announced daily. As medical
professionals and government officials continue to learn more about the virus
and adjust our precautions, you can expect a new norm for many weeks to come.
While cases have
been escalating at an alarming rate, keep in mind that things will get
better. Stay up-to-date on the latest developments by tuning in to a
reputable news source so you can be one of the first to know if new
opportunities become available. Nonessential businesses will eventually open up
at some point, and when that moment comes, there will be an influx of new job
opportunities for those who move quickly.
Conclusion
During such difficult
times, it’s easy to become unmotivated when it
comes to pursuing new employment. Circumstances are changing each day, but
remember there is still plenty you can do to carry on with your job hunt.
Go to Guide
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Several businesses are actively hiring, and others are even urgently seeking new team members. While your job hunt may look different for the next couple months, keep your head up! Together, we will overcome this crisis.

McLean Mills is a career coach and resume writer, as well as a content creator for Enhancv. He has over a decade of experience helping job seekers unlock their hidden career potentials and knows the hiring game inside and out. In his spare time, he loves jogging, playing frisbee with his dog, and spending time with his children.
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How to make money fast: Quick ways to earn money in 2020

Let’s face it. Most of us, at one point or another, have been faced with a financial emergency, or a plain, old-fashioned cash crunch. It’s definitely not a fun spot to be in. While there are steps we can take to avoid such situations (more on that later), that’s often the last thing on our minds when we need to come up with money — quick.
To assist, I’ve compiled the following list of money-making ideas. While some of the items included are more lucrative than others (you’ll never get rich taking surveys, for example), they all share a common theme: making money fast. Ready? Let’s dive in.
And before anyone mentions it, yes we’re aware of the irony of publishing an article about making money fast at a website called Get Rich Slowly.
Sell Your Old Stuff
I’ll kick off the list with an obvious one: selling your old stuff. After all, is there a faster way to make money? If you walked a few steps to your basement right now, or stepped outside to the garage, I’m willing to bet that you’d find some junk lying around that someone else could use:
- Old computers and video games.
- Sports equipment your kids have grown out of.
- That extra bike that’s never ridden.
- Your old collectibles. (J.D. sold his comic books. You could sell your baseball cards.)
Once you’ve come to grips with parting with your junk, selling it is as easy as taking a few pictures, and posting an ad on Craigslist, or your local Facebook Buy and Sell. If you need some inspiration, here’s a list of 12 surprisingly valuable things that are lying around your house.
Survey Junkie
Taking online surveys isn’t going to make you rich, but that’s not your goal here. You need to make money fast, and paid survey sites like Survey Junkie will help you do just that. In fact, you can start earning within a few minutes of signing up, and get paid as soon as you accumulate $10 in rewards.
Survey Junkie will pay you for each survey you complete, in the form of Paypal credits or gift cards to your favorite retail stores. The more surveys you take, the more you’ll make. The best part is that you can take surveys while doing other things, like watching TV, or listening to music, making it an easy way to earn some quick cash.
Swagbucks
Swagbucks is similar to Survey Junkie, but they take things a step further, by giving you more ways to earn cash and rewards. In addition to completing surveys, Swagbucks will pay you to browse the internet, play games, and shop online. They’ll even send you a daily survey, and a daily poll, as a way to earn rewards faster.
With Swagbucks, you won’t have to wait before redeeming your rewards. While you’ll need $25 worth of Swagbucks to move cash to your Paypal account, you can redeem points for gift cards worth as little as $1. In fact, when I checked out the Swagbucks rewards page, I noticed $3 Amazon gift cards advertised.
Acorns
Remember your goal – to make money fast. When you sign up for Acorns using my exclusive link, you’ll receive a $5 credit to kick off your account. Now, I wouldn’t suggest that you go to all that trouble for $5, but with Acorns, you’re getting so much more. Acorns is an investment app that makes saving money easy. You can open an account on your mobile phone in a couple of minutes, collect your $5, and be on your way to building that emergency fund, or saving for your next special purchase.
Open Your Acorns Account and Earn $5
To help you get there, Acorns uses an innovative feature, called round up savings. Acorns syncs to your debit or credit card and then rounds up the “spare change” whenever you spend. For example, let’s say you buy a pack of gum for $1.25. Acorns will round to the nearest dollar, and set aside .75 into your Acorns investment account. Because the amounts are so small, you’ll hardly notice the money leaving your account, but you’ll be surprised how quickly the savings adds up.
Acorns works so well, in fact, that it’s my top choice for investment app for 2020.
Drive with Uber
If you have a clean driving record, a reliable vehicle, and enjoy being around people, driving for a rideshare service like Uber is a great way to make some extra money, and fast. One perk to this job is the flexibility it offers. You decide when, and how much you want to work.
Once you’ve signed up with Uber, most drivers report that it only takes about 3-5 days to be approved.
Here’s more about the pros and cons of becoming a rideshare driver.
Deliver Food with UberEats
If driving for Uber sounds enticing, but you’d rather not spend your time making small talk with strangers, you could decide to deliver food with UberEats. You use the app to select deliveries that are in your area. The best part is that you decide when you want to work, and how much. Keep in mind, you will make more money during peak periods.
Rent Out Your Ride on Turo
Take advantage of your car’s downtime by renting it out to someone who needs a ride. Turo is a peer-to-peer car-sharing app that makes it easy to rent out your car. I’ve used Turo as a renter multiple times and believe it will continue to catch on, so they’ll need an increased supply of vehicles for rent. Once you’re set up through Turo, list your car on the app, wait for a request, and be ready to accept or decline. Keep in mind, your car will need to meet Turo’s vehicle requirements, and the nicer it is, the more money you can charge.
Rent Out a Room With Airbnb
If you have a spare bedroom in your home, you can rent it out to a short term guest, on Airbnb. Some people will even rent out their entire home, if they have another place where they can stay.
Not only is this a great way to make money quick, but if it’s something you enjoy, you could turn it into a regular income stream. A great perk with Airbnb is having the flexibility to decide when your space will be available, and how much you’ll charge.
Employee Referral Programs
Any recruiter will tell you, it’s tough for companies to find good people these days. As a result, many organizations will pay their own employees a bonus for successfully referring new talent.
Depending on the role, and the demand for the position, you could be eligible to receive hundreds, even thousands of dollars by bringing in a new employee. Not only is this a quick way to make money, but it requires almost no effort on your part. You’re simply connecting to parties.
Babysitting or At-Home Daycare
In today’s society, most families are dual income, with both parents working outside the home. Because of this, there is a constant demand for reliable childcare. If you’re a natural caregiver, and enjoy being around kids, you can make good money by offering to provide childcare within your local community. Whether it’s babysitting or an at-home daycare, it won’t take long to find your first client. Use your friends and family to get the word out, or notify your Facebook community, and you’ll be making money in no time.
Teach English with VIP Kid
If you enjoy teaching, consider putting your English skills to good use by becoming an online tutor. Websites like VIP Kid source clients for you, and the pay is pretty good too. It’s not uncommon to make $20-30/hour teaching online.
Tutoring is something that can be done in person as well. In fact, during the school year, there’s no shortage of students in your community in need of help with their studies. Check with your local high school, or get the word out on your community Facebook page.
J.D.’s note: For eighteen months, I met with a Spanish tutor three times each week. Aly had moved to the U.S. from Peru, and she found that tutoring was a fantastic way for her to make money.
Rent Out Your RV With Outdoorsy
If you own an RV, Outdoorsy will match you with people who are looking to rent a trailer or motorhome, for their next summer adventure. At rates as high as $150/day, or more, this is a great way to make money fast. Head to Outdoorsy, and find out how you can get your RV making money for you.
Collect Rewards With Drop App
Money doesn’t always have to arrive in the form of cash. Drop allows you to earn points when you shop at your favorite retailers, then redeem your rewards for gift cards at places like Starbucks, or Amazon. Drop works by syncing to your debit and/or credit card, and keeping track of your purchases. You don’t need to worry about clipping coupons, or scan receipts to receive discounts, Drop does all the work for you.
Download the free app to start earning with Drop!
Earn $50 per Year With the Nielsen Ratings App
For decades, Nielsen has been tracking TV ratings. But did you know that they will pay you to download their app to your computer or smartphone? Doing so allows them to compile data by tracking your internet usage. No need to worry however, your anonymity is guaranteed, and according to Neilson, the app won’t slow your device’s performance in the least.
Sounds pretty great, doesn’t it? There is a BIG caveat, however. You must be selected by Nielsen. That’s because Nielsen families are chosen using a scientific process. That said, it’s good to know about this easy money-making opportunity, in case you are ever approached by Nielsen.
Take Advantage of Bank Signup Bonuses
This is a great way to make some quick money. Banks everywhere are in a constant battle for new customers. The financial services industry is highly competitive, and companies know that if they can secure your day to day banking business, they’ll have a shot at your mortgage and your investments as well.
While these promotions come and go, it’s not uncommon to be offered a few hundred dollars when you open a new checking account with a bank, providing that you meet the qualifying criteria. This usually includes hooking up your automatic payroll deposit and completing a couple of online bill payments, that kind of thing.
Earn Credit Card Rewards
I’m a big fan of credit card rewards, but I’ll be the first to admit that using credit cards as a way of making money can be dangerous, and definitely isn’t for everyone. If you’re not paying off your credit card balance in full each month, or if using a credit card creates a temptation to overspend, then having a rewards credit card will cost you more money than you will ever make.
That said, a cashback, or travel rewards credit card can be a great way to make extra money. Many premium cards come with a welcome bonus, such as a couple hundred dollars cashback upfront, or enough travel points to get you a free flight somewhere. Have an upcoming trip planned? This could be a great way to subsidize the cost. Head here for more information on the best credit card rewards.
Make Money as a Freelance Writer
If you have interest, or experience in a specific area and love to write, there’s a good chance you can make money online as a freelance writer. What I love about this side hustle, is that it’s something you can do on your own schedule from the comfort of your living room. Not only that, but you can make good money. The website Problogger has an active job board, where you can browse, and apply for, freelance writing gigs across a wide range of niches.
Note: Many former Get Rich Slowly staff writers have gone on to become professional freelance writers with lucrative careers.
Advertise Your Freelance Services on Fiverr
In addition to writing, there are no shortage of services you can offer as a freelancer. Graphic design, bookkeeping, social media management – these are all services that small businesses will pay you to provide. One of the best ways to find clients and start making money is by joining a freelance marketplace like Upwork, or Fiverr.
Teach Music Lessons
Who said that a musician needs to live like a starving artist? If you are skilled on any number of musical instruments, you can make good money teaching private lessons. Ask your local music store if you can post an ad on their bulletin board, or advertise through Craigslist or Facebook. Early September is a great time of year to get started, as students are back to school and looking to start up music lessons after the summer break.
Earn Cash Back With Rakuten (Formerly Ebates)
Rakuten, formerly known as Ebates, makes it easy to earn cashback when you shop online at top retailers, such as Amazon, Kohl’s, and Microsoft. Sign up with Rakuten, and gain access to hundreds of partner retail stores via links directly on their site. Rakuten will keep track of your cash rebates, which can be as high as 40%, when you factor in limited time offers. The best part? Receive an automatic $10 bonus when you sign up for Rakuten, and earn an additional $25 when you refer friends or family.
Deliver Food With DoorDash
DoorDash is one of a number of app-powered food delivery services that have popped up in recent years. If you need to make money quick, becoming a delivery driver for Doordash may be the perfect solution. In fact, the signup box on their website reads, “Get Your First Check This Week”.
Ask for a Raise
Perhaps the fastest way to make extra money is by leveraging the job you already have. Unfortunately, many people don’t think about this, and instead feel like they need to take on something extra. I’ll finish with a few ways to increase your 9-5 income.
You’ve probably heard it said, “If you don’t ask, the answer will always be, no”. To most companies, a valuable employee is worth their weight in gold. Part of this is due to how much time and money it takes to hire and train someone new. Chances are, your employer is willing to pay you more, but you need to ask. If you’re able to effectively communicate your value to your boss, you may be pleasantly surprised at the outcome.
Since the early says of Get Rich Slowly, we’ve advocated learning how to negotiate your salary. It’s one of the best ways to boost your income — now and in the future.
Apply for a Promotion
When was the last time you considered applying for a promotion? Not only is a new job a great way to make more money, challenging yourself to step out of your comfort zone will further develop your skills, and help you grow as a person. If you’re having trouble getting promoted at your current company, you may decide to go to take your skills somewhere else. Here’s an article that gives 10 reasons successful people change jobs more often.
Take Advantage of Any Unused Benefits
If you’re not taking advantage of all of the benefits your employer is offering, you may be leaving cold hard cash on the table. Far too many employees don’t take the time to understand what’s available, and as they say, if you don’t use it, you’ll lose it. Read through your employee benefits package, or speak to an HR representative if you have questions. There’s money to be made, from health spending balances and 401K matches, to affordable insurance coverage and employee discounts.
Ask to Work Overtime
Not every job offers this opportunity, but if yours does, consider volunteering to work overtime, if you’re needing to make more money fast. Overtime work saves you from having to start something extra in your spare time, such as a second job, or a time-consuming side hustle. Remember, the goal is to make money fast. Either way, always strive for a healthy balance between time at work, and time away. The last thing you want is to feel burned out.
Final Thoughts on Making Money Fast
At the outset of this article, I mentioned that there are ways to avoid finding yourself with a shortfall of cash. While we can never be prepared for absolutely every emergency (nor should we try to be), we can make life a little easier with some advanced planning.
My best advice is to build an emergency fund. This can be as little as $500, or enough to cover several months worth of expenses, it’s up to you. Having an emergency fund will not only reduce your stress level, but it will also decrease your odds of having to use a credit card to cover a financial emergency, and that is a good thing.
In the meantime, my hope is that you feel more confident about making money fast, should the need arise.
Source: getrichslowly.org