My True Travel Insurance Story – A Broken Leg & Surgery in the Dominican Republic

Today, I have a great article written by my sister-in-law and editor, Ariel Gardner. She is sharing her travel insurance review story, and goes in-depth on the travel insurance process. I asked her to write about this because I feel like it’s not really discussed, yet there is a lot to learn! You may have seen her here before talking about taking her side hustle full-time, living in a small house, real life frugality, and more.

Earlier this year, I was enjoying myself on a relaxing Caribbean cruise with one of my best friends.

I had breakfast delivered to my room every morning, drank fancy cocktails in the evening, and barely thought about the travel insurance policy I bought just in case.

On the fourth day of our cruise, we docked in Santo Domingo, Dominican Republic and disembarked to explore the city. Our group ended up at Fortaleza Ozama, a Spanish fort built in 1502.

We walked up four or five flights of stairs to get a view from the top, and on the first step back down, I fell and broke my leg.

It wasn’t a major fall.

But I twisted my leg in just the right way to end up with a spiral fracture that broke several bones in my ankle, my tibia, and fibula. 

There was so much chaos as we figured out how to handle everything, from whether or not to have surgery in the Dominican Republic and how to fly my husband down.

On top of everything, this was at the beginning of March 2020, just as the U.S. and many other countries were shutting their borders down because of COVID-19.

The impressive Fortaleza Ozama. 

My travel insurance policy went from an afterthought to a necessity as I racked up more than $10,000 of out-of-pocket medical costs and unexpected travel expenses in just a couple of days.

Eight months after this whole ordeal began, I’ve finally got closure. My travel insurance claims are paid, and I had my last visit with the surgeon who fixed my leg with a metal rod and seven screws.

I learned so much about the travel insurance process over these past few months, and I was excited when Michelle asked me to share my experience. 

My biggest takeaway from it all? I will always buy travel insurance when traveling out of the country, and I’m about to explain why.

Related content:

My True Travel Insurance Review Story & Why You Should Consider Travel Insurance

The cost and details of my travel insurance plan

You can expect travel insurance to cost 5%-10% of your total trip cost. The cost largely depends on what kind of coverage you want, where you’re traveling, length and cost of trip, and your age. 

I decided to purchase a travel insurance plan through Generali Global Assistance because they had high ratings and offered the kind of plan I wanted. 

For $142.68 my trip would be covered under Generali’s Preferred Plan, which offered the following coverage limits:

  • Trip cancellation: 100% of trip cost
  • Trip interruption: 150% of trip cost
  • Travel delay: $1,000 per person
  • Baggage loss: $1,500 per person
  • Sporting equipment: $1,500 per person
  • Sporting equipment delay: $300 per person
  • Missed connection: $750 per person
  • Medical & dental: $150,000 per person
  • Emergency assistance & transportation: $500,000 per person
  • Accidental death & dismemberment (air flight accident): $75,000 per person/$150,000 per plan
  • Accidental death & dismemberment (travel accident): $25,000 per person/$50,000 per plan

There were a few aspects of this plan that I was really concerned about, including trip cancellation and interruption. I was leaving for a cruise as the COVID-19 pandemic was hitting the U.S., and there was a real possibility something might happen to my travel plans.

Cruising at the start of a global pandemic wasn’t an awesome idea, but luckily no one on our ship showed signs or tested positive for COVID-19 after getting back to the states.

My plan offered “cancel for any reason” coverage for trip cancellation and interruption. This is the most comprehensive kind of coverage – you’re reimbursed for a portion of your costs no matter what your reasons are – but it’s a little more expensive. 

Medical coverage wasn’t a huge priority to me because I assumed the chances of getting hurt were pretty slim. This is laughable now.

Despite feeling like medical coverage wasn’t necessary, the reason I got travel insurance (with higher medical coverage) was because of a story an acquaintance told me a few years earlier.

This woman had gone on a 10-day cruise in the Mediterranean, and her esophagus spontaneously ruptured a few days into the cruise. This is an incredibly serious condition that will result in death if it’s not immediately treated.

When the cruise ship doctor realized what was happening, they ordered a helicopter to medivac her to the closest hospital. I can’t remember which country she ended up in, but between surgery, complications, and recovery, she ended up in the hospital for two months.

She paid $450 for a premium travel insurance plan, and it covered all of the $1,000,000+ expenses she incurred. From health care, medivac, trip interruption costs, and flights back and forth for her husband.

With that story stuck in my head, my worst-case-scenario mindset kicked in and told me to buy travel insurance for my cruise.

What my travel insurance actually covered

I’ve broken my ankle before and the treatment is pretty straightforward and easy. Slap a boot on your leg and be on your way. This break was worse, and being in a foreign country complicated things.

First of all, I sustained an open fracture. That means my tibia bone broke through my skin, which puts you at risk of infection. Had it been a closed break, maybe I could have gotten back on the cruise ship, had the onboard doctor set my leg, and cruise back on painkillers until I got home.

Open fractures need to be treated with surgery as soon as possible so the wound can be cleaned out. Surgery meant that I would not be getting back on the cruise ship. 

There was a lot of debate about where to take me – the Dominican Republic has a very different health system. It was decided that the best care would come from a private clinic. 

The clinic required a deposit of 80,000 Dominican Pesos (DOP) before I could be treated. The exchange rate varies day-to-day, but this equals $1,369 at the time of writing.

I was put on an IV drip for antibiotics, given IV painkillers, was x-rayed, had an electrocardiogram, and was prepped for surgery. The surgery to clean out the wound was quick, but it still required anesthesia. 

The surgeon said I also needed an ORIF (open reduction internal fixation) to fix my leg. This is where they fix your break with a rod and screws. It’s not a complicated surgery, but after talking with some people back home, and with a doctor friend who was traveling in our group, we decided it was best to wait until I was back in the U.S. for the ORIF surgery. 

After the surgery to clean out the wound, the surgeon ordered me to stay in the clinic for two days before it was safe for me to fly home. I spent that visit on more IV antibiotics and painkillers. After the deposit was applied to the total, my stay was another 357,000 DOP or $6,110.

Between just having surgery and the fact that my broken leg wasn’t fully fixed, I couldn’t just fly home by myself. The surgeon in the Dominican Republic said I needed a travel companion to help me fly home, so my husband booked a flight and came out the day after my surgery. His flight was $400.

The surgeon ordered two things to fly home safely: an ambulance to transfer me to the hospital and first-class flights home to give me enough room for my bandaged leg. Side note: this was the first time I’ve ever flown first class, and I’d love to do it again when I can appreciate it. At least my husband got to enjoy the complimentary Bloody Marys.

Those tickets weren’t cheap. Not only was it first class, it was a last minute, one-way flight at the start of a global pandemic. We paid $1,275 for each ticket.

The ambulance ride to the airport was 7,600 DOP or $130. We paid the drivers in cash plus a tip. They were amazing, by the way. Neither of them spoke English and we don’t speak Spanish, so we spent the 30 minute drive communicating via Google Translate.

Because I was wheelchair-bound at this point, we would need more time in the airport, and our ambulance ride was going slower than expected. The driver knew we were pressed for time and drove over the grassy median into oncoming traffic to get us to the airport in time. Probably not the safest move, but it worked.

They were so sweet and even wanted to take a picture with us because, as they said, “You’ll want to remember this day!” 

Omg, the compression sock and three-day old outfit is a look. What you can’t see is that I was also traveling with a catheter in because I was completely immobilized. Definitely won’t forget that day!

Between my husband’s flight to the Dominican Republic, our first-class tickets home, and the ambulance ride, that was an additional $3,080.

Here’s what travel insurance covered from those costs:

  • $1,369 deposit for the clinic
  • $6,110 for surgery and hospital stay
  • $2,550 for two flights home to the U.S.

=$10,029 total costs reimbursed

Travel insurance didn’t cover my husband’s $400 flight to the Dominican Republic – they said it wasn’t part of emergency assistance and transportation. Their reasoning was that someone already in the Dominican Republic could have flown home with me.

We also claimed $200 for the flight I would have taken home from Florida after the cruise, and this was denied too because I paid for it with credit card points. Some travel insurance offers reimbursements for points, but Generali’s plan didn’t. We tried to claim it knowing they might deny it.

The other cost travel insurance denied was the $130 ambulance ride from the clinic to the airport. The problem was that the receipt wasn’t dated. 

That’s $730 that I wasn’t reimbursed for.

One thing I haven’t mentioned is the cost of the cruise and getting reimbursed for the part of the trip I wasn’t able to take. Long story short, my friend was part of the cruise’s entertainment and the organizers covered my ticket because I was going as her guest. 

The cruise organizers have their own insurance to deal with that claim. Had I paid for the cruise, then I would have submitted that loss to my travel insurance company. Make sense?

All in all, my $142.68 travel insurance policy saved me more than $10,000 in out-of-pocket costs.

Will my health insurance cover medical costs when I travel?

It’s unlikely that your domestic health insurance plan will cover medical care outside of the U.S. If your plan does cover anything, it will only be for very, very emergent situations. 

For example, my broken leg was a serious enough injury that I needed emergency surgery in a foreign country. I had to leave my friends and my belongings on the cruise ship and stay in a hospital for two days.

My health insurance company (Anthem Blue Cross Blue Shield) did not consider this an emergency situation – it was only deemed urgent. 

This is how my insurance company describes emergency care: if the injury is severe enough that it places “the Member’s physical and or mental health in serious jeopardy; serious impairment to bodily functions; or serious dysfunction of any bodily organ or part.”

I recommend calling your health insurance company and asking about their policy on international travel, but realize that it probably won’t offer the kind of coverage you’re looking for.

What about the travel protections offered by my credit card?

Not all credit cards come with travel protections, but some of the more popular travel cards (like the Chase Sapphire cards and American Express Platinum card) do offer it. Important point: you will have to book your trip using that card to qualify for coverage.

The other thing about the coverage that comes with your credit card is that it’s fairly limited when you compare it to third-party travel insurance. 

The most common kind of coverage through your credit card is for baggage delays, trip delays, trip interruption, emergency trip cancellation, accidental death and dismemberment, and auto rental collision damage cover.

But you probably won’t get the kind of coverage you need if you, say, break your leg in the Dominican Republic.

I have three credit cards that are considered travel cards, and none of them would have covered what my travel insurance did.

The Points Guy has a really good article that explains more: When to Buy Travel Insurance vs. When to Rely on Credit Card Protections.

What about flight insurance?

Most airlines offer a limited form of travel insurance, and limited is key.

I’m sure you’ve seen the pop up when you enter your payment information for your flights. Something like, “Do you want to spend $25 on coverage to protect your flight from cancellation or delays?” 

Seems like a good deal, and I’ve bought it before when I didn’t understand what it covers. The coverage airlines offer does not include medical care, lost luggage, and it’s not “cancel for any reason” coverage. 

When should you buy travel insurance?

You now know that you can’t rely on your health insurance in a foreign country, your credit card doesn’t offer comprehensive coverage, and flight insurance is meh

That’s why I highly recommend travel insurance if you’re traveling out of the United States. Experts will offer the same advice for these reasons:

1.You’re concerned about medical expenses

Travel medical insurance is similar to your domestic health insurance, and it’s honestly the main reason experts recommend travel insurance. Without it, a medical emergency in a foreign country could devastate your finances. Most policies have limitations for pre-existing conditions, but you can shop around and find coverage for pre-existing conditions.

2. You want coverage for your baggage and personal belongings

It’s not uncommon to travel with some pretty expensive stuff. It adds up quickly when you think about the combined value of your laptop, tablet, cell phone, camera, jewelry, etc. 

Travel insurance may cover these things if they’re lost or damaged. I say “may” because most policies expect that you’re not being reckless with your belongings. For example, you’re not leaving your laptop unattended in the hotel lobby. 

You should ask about high-value things like your wedding rings because there will be some limitations to the coverage. Better yet, leave your expensive jewelry at home.

Some policies have additional coverage for things like golf clubs, ski equipment, and hunting or fishing gear. They might even offer coverage if you miss days for skiing or golfing, or even pay for rental gear if yours is lost or delayed in transit.

3. You’re an adventurous traveler

There are risks with all kinds of travel – my husband cut off the tip of his finger during a relaxing beach vacation in the Bahamas, and he was only chopping green onions. But there are some kinds of vacations where you’ll encounter more risks.

Hiking through the jungle, ziplining, parasailing, surfing, caving, etc., those are all things that can increase your chances of getting hurt. World Nomads is one of a few travel insurance companies that covers extreme sports.

4. You want to be able to cancel your trip for any reason

Things come up. Maybe you didn’t apply for your passport soon enough, your pet gets sick, you have a financial emergency, you’re traveling during a global pandemic, etc. If you want the option to cancel your trip for any reason, travel insurance can help. 

I’ve said this already, but not all policies are considered “cancel for any reason” or CFAR. Most CFAR policies don’t cover 100% of your prepaid and nonrefundable travel expenses – it’s more like 50% to 75%. 

These policies are more expensive and cover less than people expect, so do your research. Most companies offer CFAR as an add-on, but they’re expensive and cover less than people expect. 

5. You might need to come home early

A friend of mine had to leave his honeymoon early because his new father-in-law landed in the hospital with a life threatening illness. It’s a good thing they came home because the father-in-law passed away a few days after they got back. Travel insurance reimbursed him for the rest of his honeymoon and their last-minute plane tickets.

All in all, travel insurance is peace of mind. You can’t control what happens, but you can reduce a lot of the financial stress associated with emergency scenarios.

Traveling with travel insurance

Before you leave for your trip, make sure you have your travel insurance policy printed and stored somewhere you can easily access. It should stay on you when you’re away from your hotel, cruise ship, etc.

Because I didn’t have my policy on me, someone had to go back to the cruise ship, find it, and bring it back. 

It’s also not a bad idea to send a copy of your policy plus your itinerary to someone back home. They can quickly hop on the claims process without needing to get login information or policy numbers from you.

What to expect when you file a travel insurance claim

I won’t lie, dealing with the claims process was extremely frustrating. My husband was super stressed waiting for us to be reimbursed for our out-of-pocket expenses. He called and emailed every couple of weeks to make sure things were still moving forward.

We had to re-submit paperwork twice, our entire claim was denied the first time (I will explain why in a minute), and it took a full seven months before our claim was paid.

What I didn’t realize is that what we went through is more common than you would expect. Travel insurance companies are very specific with how they accept paperwork and the process for filing claims. 

Here’s what you need to know about the claims process:

  • File your claim ASAP. This gets the ball rolling, you’ll be fresh on the details, and most companies require you to submit claims within a 90-day window.
  • Everything needs to be submitted electronically. You’ll have to take pictures of your receipts or scan them. Pictures need to be crystal clear (this is why I had to resubmit paperwork). 
  • Medical claims need to go to your health insurance company first. Because your health insurance might cover the expenses, you’ll need to submit it to them first. My travel insurance claim was denied at first because we didn’t have an official denial from my health insurance company.
  • Keep any document related to your travel costs or emergency expenses. Even if it seems redundant or useless, keep it. A handwritten note in broken English is why insurance covered our expensive flights home, and we almost didn’t submit it.
  • Your claim will take longer than you expect to process. It can take a minimum of three months for your claim to be processed, and this feels like forever if you’re waiting to be reimbursed for out-of-pocket costs.

I know it’s hard, but be patient. You can always email your claims agent if you have questions or want to be reassured that they’re working on your claim.

Should you buy travel insurance?

Moving forward, I will always be buying travel insurance when I leave the country. It’s an extra expense we’ll have to budget for and build into the total cost of our vacations. 

What I went through is pretty small, but the majority of our cash savings would have been wiped out without travel insurance. 

It was really scary being injured in a foreign country where I didn’t know the language. You can’t put a price on this, but believing that the majority of my expenses would be covered helped me get through those couple of days until I got home. Okay, painkillers really helped too.

But the point is, travel insurance is peace of mind. Buying it is a choice, but I hope you realize what a beneficial choice it can be in the long run.

Do you usually buy travel insurance? Do you have anything that you’d like me to add to this travel insurance review?

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Source: makingsenseofcents.com

A complete guide to airline companion passes

American Airlines Companion Certificate

American Airlines offers two Companion Certificate options, depending on which credit card you have. The CitiBusiness®/AAdvantage® Platinum Select® Mastercard® offers a Companion Certificate that lets you purchase one domestic round-trip main cabin ticket for a $99 fee, plus $21.60 to $43.20 in taxes and fees. The AAdvantage® Aviator® Silver World Elite Mastercard® (no longer open to new applications) lets you purchase tickets for up to two guests for $99 each, plus taxes and fees.

How do you qualify for the Companion Certificate?

You will receive a Companion Certificate each year that you spend $30,000 or more and renew your card membership.

How long is the certificate valid?

Once issued, the Companion Certificate will be valid for one year.

British Airways Travel Together Ticket

With the Travel Together Ticket, when you book a flight on a British Airways flight originating in and returning to the U.S., you’ll receive a second seat for a companion on the same flight and in the same cabin. You will only be responsible for the taxes, fees and carrier charges; however, those charges can range from $682 to $1,250 per adult.

How do you qualify for the Travel Together Ticket?

To qualify, you must spend $30,000 on your British Airways Visa Signature® Card within a 12-month period, starting on Jan. 1 and ending on Dec. 31. For example, if you opened your card account in June 2020, you have until Dec. 31, 2020 to reach the spend requirement for that year.

How long is the Travel Together Ticket valid?

The Travel Together ticket is valid for 24 months from the date of issue.

Delta SkyMiles Companion Certificate

The Delta SkyMiles Companion Certificate lets a companion fly with you on eligible round-trip domestic flights. You will be responsible for taxes and fees of no more than $75 for round-trip domestic flights.

Delta SkyMiles Reserve® American Express Card cardholders can earn one domestic first class, Delta Comfort+ or main cabin companion certificate each year.

How do you qualify for the Delta Companion Certificate?

You will receive a Companion Certificate every year that you renew your card membership. The certificate will automatically be issued to your SkyMiles account following your renewal.

How long is the certificate valid?

Once the certificate is issued, it will be valid for the remainder of the year, until your next renewal date.

Hawaiian Airlines companion discount

Hawaiian Airlines cardholders receive a one-time companion discount of 50 percent off a round-trip coach ticket between Hawaii and the Mainland on Hawaiian Airlines.

Additionally, primary cardholders are eligible for an annual $100 discount off one coach companion ticket for round-trip travel between Hawaii and the Mainland after each account anniversary.

How do you qualify for Hawaiian Airlines discount?

The one-time 50 percent discount will automatically be added to your HawaiianMiles account when you are approved for a Hawaiian Airlines card, while the $100 discount will automatically be added each year on your account anniversary.

How long is the discount valid?

The one-time 50 percent discount is valid for 13 months after opening your credit card account, while the annual $100 discount is valid for 12 months after each account anniversary.

Which cards help you qualify?
  • Hawaiian Airlines® World Elite Mastercard® (50 percent and $100 discounts)
  • Hawaiian Airlines® Bank of Hawaii World Elite Mastercard® (50 percent and $100 discount)
  • Hawaiian Airlines® Business Mastercard® (50 percent discount)

Alaska Airlines Famous Companion Fare

Alaska Airlines gives cardholders two ways to save on flights: the annual Famous Companion Fare offer and a generous sign-up bonus.

New Alaska Airlines Visa Signature® credit card members can earn 40,000 bonus miles and a Famous Companion Fare, which lets them purchase one round-trip coach companion fare on Alaska Airlines starting at $121 ($99 base fare plus taxes and fees from $22) for spending $2,000 in the first 90 days. For a limited time, new cardholders will also earn a $100 statement credit for meeting the same spend requirements. Additionally, eligible Alaska Airlines cardholders will earn a Famous Companion Fare each year on their account anniversary.

How do you qualify for the Famous Companion Fare?

To qualify for the Famous Companion Fare, you must be an Alaska Airlines Visa Signature® or Alaska Airlines Visa® Business cardholder. As part of the introductory offer, you much spend $2,000 in the first 90 days to receive a companion fare. You will automatically receive the companion fare each year on your account anniversary.

Travel must be booked on alaskaair.com.

How long is the fare valid?

The Famous Companion Fare is valid from the date of issue until your next account anniversary.

Lufthansa companion ticket

Miles & More World Elite Mastercard cardholders get one economy class companion ticket on Lufthansa Airlines after their first purchase, as well as an annual companion ticket each year after that. You will be responsible for taxes and surcharges.

How do you qualify for the Lufthansa companion ticket?

As the primary cardholder, you will receive an economy companion ticket when you make your first purchase using your Miles & More Mastercard. Each year after that, you will receive a companion ticket on your account opening anniversary, as long as your account remains open and in good standing.

To book the companion ticket, you must call Miles & More Companion Ticket Service at 866-461-5399.

How long is the companion ticket valid?

The Lufthansa companion ticket is valid from the date of issue until your next account anniversary.

Which cards help you qualify?
Miles & More® World Elite Mastercard®

Which companion pass is right for you?

The right companion pass for you depends on a number of factors, including how much you charge each year on your credit card, how often you travel and where you plan to fly. For example, if you don’t want to charge a large amount, a companion pass that’s automatically issued each year on your credit card anniversary – such as Delta SkyMiles, Alaska Airlines or Hawaiian Airlines – will be your best bet.

But if you travel several times per year with your companion, the Southwest Companion Pass offers the best option – as long as you can earn 125,000 points within a calendar year and you live in or near a city that Southwest Airlines services.

Whichever one you choose, companion passes and fares offer a great opportunity to cut the cost of traveling for two.

See related: How to get the Southwest Companion Pass, Earn sign-up bonus miles with the Southwest Rapid Rewards cards

The Bank of America content of this post was last updated on March 20, 2020.

Source: creditcards.com

Tom Brady and Gisele Bundchen Finally Sell Their Massachusetts Mansion

NFL great Tom Brady has finally offloaded his Massachusetts mansion. The quarterback and his wife, supermodel Gisele Bündchen, have sold their luxe Brookline estate, according to the Boston Globe.

The transaction appears to have been an off-market deal, with no price information disclosed for the transaction. Sources told the Globe that the property was offered for $32.5 million.

The custom-built,12,000-square-foot estate outside of Boston initially debuted at $39.5 million in 2019, then quickly dropped to $33.9 million.

The mansion built in 2015 came off the market in May, when luxury home sales were stalled by the coronavirus pandemic. But a buyer surfaced at the end of 2020.

Brookline, MA, estate
Brookline, MA, estate

realtor.com

Brookline abode

In 2013, the couple picked up a prime 5-acre plot from the local cash-strapped Pine Manor College for $4.5 million.

They tapped architect Richard Landry, of Landry Design Group, to create their East Coast estate. Landry has also worked on the couple’s Los Angeles mansion, which was featured in Architectural Digest.

Landry’s design sits adjacent to the ninth hole of the Country Club in Brookline, with serene views and plenty of privacy.

The five-bedroom main house features a dining room, living room, home office, chef’s eat-in kitchen, and family room. A grand stairwell leads to the bedrooms on the second floor.

The lower level includes a rec room, playroom, wine room, gym, and spa.

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Watch: QB Drew Brees Looks to Unload His Amazing Kauai Condo

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The sprawling grounds include gardens, a pool, and a “barn-inspired” guesthouse with a yoga studio, full bathroom, and sleeping loft. The property comes with a three-car garage, carport, and circular drive with ample parking.

Brady’s mansion sits just down the road from Reebok founder Paul Fireman‘s lavish property, which was finally sold in 2020 after four years on the market. That 27,000-square-foot mansion had been priced at as much as $90 million, before finally selling for $23 million. George and Manny Sarkis of Douglas Elliman represented Fireman.

The agents also sold Fireman’s adjacent 7 acres for $18 million to developer C. Stumpo Development, which plans to build luxury homes on the land.

“After closing on both 150 Woodland Road [the Fireman home] and the five adjacent lots, we are very excited about the current and future Brookline market,” says Manny. “Buyers continue to trend to the suburbs, seeking more land and bigger homes.”

Main house
Main house

realtor.com

Living room
Living room

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Office
Office

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Kitchen
Kitchen

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Home theater
Home theater

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Spa
Spa

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Guesthouse
Guesthouse

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Manhattan move

The jet-setting duo received another Christmas gift of good news in 2020, with a reported sale of their Tribeca loft. The two had made the penthouse available for just under $40 million last November. If they got their asking price, they’ll stroll away with a large profit.

The couple had picked up the place in 2018 for $25.46 million. The five-bedroom, 5.5-bath unit features a 1,900-square-foot terrace and Hudson River views. Building amenities include an 82-foot lap pool and a private drive-in entrance.

The couple still own a lower-floor unit in the same 14-floor building.

New year, new homes

Brady left Brookline after he signed with the Buccaneers. The QB has since put roots down in South Florida. In October, Brady and Bundchen were reportedly circling a waterfront property in Clearwater.

And then Brady made a move on Florida’s other coast in December, with a reported $17 million purchase of a home on Miami’s Indian Creek Island, known as the Billionaires Bunker.

The couple plan to raze the current house on the land in Miami and build anew. They’re reportedly looking to emulate the L.A. home they sold to Dr. Dre for $40 million in 2014. Sounds like the services of their favorite architect may once again be required.

  • For more photos and details, check out the full listing.
  • Homes for sale in Brookline, MA
  • Learn more about Brookline, MA

Source: realtor.com

Inside Supernatural Star Jensen Ackles’ ‘Very Hip’ Lake House in Austin

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If you’re a die-hard Supernatural fan like us, you’re probably still reeling from the show’s finale and coping with the fact that there won’t be any new Winchester adventures for us to follow. But we’re not here to talk about that, but rather snoop into the private life of one of the series’ leading men. More specifically, Jensen Ackles’ house — which we actually think Dean Winchester would approve of.

The actor starring in CW’s longest running show and his wife Danneel opened up their 7,500-square-foot home in Austin, Texas to Architectural Digest, giving us a rare glimpse into the heartthrob’s home and personal life.

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As the story goes, the couple was relocating from Los Angeles and initially considered buying a house down the road when they noticed this property (that wasn’t even for sale). But since they fell in love with it, the couple went ahead and asked the previous owners if they’d be willing to sell. And since it’s not easy resisting Jensen Ackles’ charms, they managed to convince the owners so the Ackles’ moved on to the next step –- redecorating the house.

To help out, they hired architect Paul Lamb and interior designer Fern Santini and together they came up with some brilliant ideas on how to best revamp their already-stunning new house.

“It was imperative that the house express the Ackleses — young, bold, and irreverent,” Lamb told AD.

Jensen Ackles’ house, which boasts five bedrooms, revolves around Danneel’s decorating outlook of “more is more is more!” There is a lot of color, texture, a lot of wood work going on to make it look like a lake house and endless decorations with some of the coolest background stories.

Let there be music

In Supernatural, Jensen loves music. Remember his spontaneous Eye of a Tiger outtake? Still fun to watch! There’s definitely more of where that came from in real life, since Jensen did his best to create an amazing acoustic sound in his house.

The living room is scattered with guitars and all across the shag rug lie comfy and colored floor pillows. All this because the couple loves having friends over, sitting on the floor, singing and playing the guitar.

Jensen was excited to talk about one of his favorite features of the house: “The hand-scraped wood floors undulate quite heavily, and we’ve got these giant beams and wood all around that feel like you’re in the hull of a giant ship.” “What that does is it creates an amazing acoustic sound,” he continues. “We’ve always had music in our lives, and we wanted to pass on that tradition.”

Jensen Ackles home in Austin, Texas. Image credit: Jeff Wilson for AD

Jensen’s kick-ass bar

They’ve taken care of the music, and to complete the ambiance they got rid of the formal dining room (that nobody used anyway) and replaced it with a kick-ass bar.

Placed on one end of the large living room, the bar is made out of black walnut with black and white veined marble. The cabinets were specially made to light the expensive bourbons it holds inside.

Jensen Ackles home in Austin, Texas. Image credit: Jeff Wilson for AD

The master suite

There’s a master bedroom swaddled in Trove wallpaper bearing vintage photography of 1920s opera boxes. The wallpaper is covered in sections by Japanese-inspired barn door panels “because sometimes you need an audience and sometimes you don’t”.

Jensen Ackles home in Austin, Texas. Image credit: Douglas Friedman for AD

The master bathroom has a beautiful
bathtub sitting in front of a large window that provides a stunning view to the
lake.

The Mr. and Mrs. own two separate counters, because, you know, it just makes things easier in the mornings; and the inspiration for their master bathroom shower came from an Architectural Digest story featuring a steel and glass shower in the home of Neil Patrick Harris.

Jensen Ackles home in Austin, Texas. Image credit: Douglas Friedman for AD

Jensen Ackles’ bright, wood-framed home

Thanks to exposed beams, larger expanses of windows, and rich wooden ceilings, the architect managed to simplify and open the spaces. They simply tore down walls to let more natural light into the home.

Jensen’s favorite space is the breezy two-story screened porch that transformed the entire profile of the house; and his favorite piece – a custom long table made using a 2,000-year-old cypress log.

Parents of three

Jensen and Danneel have three beautiful children, so they had to choose the decor and furniture according to their needs as well. It appears that the couple’s eldest daughter would make a great interior designer once she grows up. The six-year-old girl, JJ, helped pick out all her own bedroom decor.

Jensen Ackles home in Austin, Texas. Image credit: Douglas Friedman for AD

Unsurprisingly, the kids’ favorite toy is a rolling acrylic table from the ‘50s, placed in the kitchen. Everybody loves a happy kitchen!

Jensen Ackles home in Austin, Texas. Image credit: Douglas Friedman for AD

Jensen Ackles’ home is full of hidden gems

The actor’s house is a personalized, eccentric, yet highly livable place. It was designed to resemble the Laurel Canyon bungalow the couple had once lived in and it’s a testament to the old school, Austin-style lake house.

The space is filled with all kinds of eccentric and eclectic objects—some useful, some decorative, some both. The decorations could be found in abundance in Austin during its bohemian period (the Ackles’ are active supporters of local art), as well as in late-60s California.

More beautiful celebrity homes

Rob Lowe’s Gorgeous House in Montecito is Back on the Market for $42.5 Million
Luxurious Malibu Estate Previously Owned by Kelsey Grammer On the Market for $20M
‘Hunger Games’ Actor Josh Hutcherson is Selling His Celebrity-Magnet “Tree House” in Hollywood Hills
Jessica Alba’s Los Angeles House is a Pinterest-Perfect Dream Home

Source: fancypantshomes.com

Lizzie Borden’s Former “Maplecroft” Home for Sale for $890K

It’s pretty spooky knowing you could be living right next door to Lizzie Borden’s former home – and it’s even spookier now knowing you could potentially live in it! Although this isn’t the home where Lizzie Borden is thought to have committed the brutal axe murders of her parents, it is the home where she spent her final days after her acquittal.

The extremely public trial of Borden led to an ostracization of her by her hometown of Fall River, Massachusetts – the city of which this listing resides. Borden, who went by “Lizbeth” after the death of her parents, moved into this home with her sister post-trial. Here, along with live-in maids and butlers, Borden and her sister lived together for 12 years until her sister moved out, never to speak to each other again.

lizzie borden home exteriorlizzie borden home exterior

Now, the nearly 4,000-square-foot home resides in the heart of the historical district in Fall River. It includes seven bedrooms and four bathrooms, along with six fireplaces and beautifully stained glass dawning the window frames. Staged to its timeframe, the home is listed at $890,000 and offered to the potential buyers fully furnished.

front porchfront porch

The Queen Anne-style home is painted in muted tones of green and beige while the inside features rich shades of walnut and mahogany woodwork. Although floral wallpaper lines each room, the busy patterns are well kept and add a layer of historical charm to the once-notorious home.

lizzie borden homelizzie borden home
lizzie borden home maplecroft lizzie borden home maplecroft

Appliances in the kitchen capture the century during which this home was built, with a modern essence owing to the current home trends we’re seeing in 2021. The large farmhouse-style kitchen sink provides plenty of dish space for even the most avid chef, while the dining and sitting rooms provide charm for homeowners who love to entertain.

kitchenkitchen

For a full tour of this infamously-owned home, you can view the listing right here on Homes.com. If you’re looking for resources on how to buy the home (we won’t judge, it’s beautiful!) our How To section will walk you through the entire buying process, step-by-step.


Sydney PressleySydney Pressley

Content Marketing Assistant at Homes.com | See more posts by this author

As Homes.com’s content marketing assistant, Sydney gets to combine one of her favorite pastimes with her job– keeping up with pop culture. Outside of work, she enjoys stepping away from her phone and computer and spending time with her friends, whether it’s just hanging out or traveling. Trying new foods, going snowboarding, and long road trips are some of her other favorite things to do, but what does she loves the most? When people read Homes.com’s blog articles, of course!

Source: homes.com

Former NBA Guard Jarrett Jack Selling $2.8M Georgia Mansion

Former NBA guard Jarrett Jack is dribbling away from his Sandy Springs, GA, mansion. The grand home is back on the market for $2.85 million.

Following a 13-year stint in the league, Jack, 37, is ready to vacate his Atlanta-area home. He first placed the home on the market in November 2019, asking $3 million, but has sliced the price steadily over the past year. The Maryland native purchased the property in 2009 for $2.15 million.

Built in 2009, the luxury build on 1.3 acres is entered via a circular drive that features tropical, landscaped grounds. With six bedrooms and 6.5 bathrooms, the interior offers a whopping 11,000 square feet of living space.

Standout features include an oversized foyer with a spiraling double staircase, high ceilings, as well as floor-to-ceiling windows throughout the home.

The chef’s kitchen offers top-of-the-line appliances including a gas range, double ovens, high-end cabinetry, a center island with seating, and an eat-in nook.

The now essential home office offers eye-catching coffered ceilings, built-ins, and large windows that provide great views and natural light.

Front exterior of mansion in Sandy Springs, GA
Front exterior of mansion in Sandy Springs, GA

realtor.com

Living area
Living area

realtor.com

Chef's kitchen
Chef’s kitchen

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Dining nook
Dining nook

realtor.com

Home office
Home office

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One of two master bedrooms
One of two master bedrooms

realtor.com

Master bathroom
Master bathroom

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Master closet
Master closet

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Bar
Bar

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Gym
Gym

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Cabana/outdoor kitchen
Cabana/outdoor kitchen

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Pool area
Pool area

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For a buyer in need of options, the residence offers two master suites to choose from. The main level master suite offers a fireplace with a sitting area, spa tub, a huge walk-in shower, and a spacious custom walk-in closet.

The second master suite can be found on the upper level and offers several upgrades and an abundance of windows. French doors open to a large balcony overlooking the private and secluded backyard. Guest bedrooms also include private bathrooms and walk-in closets.

The home also offers a perk-packed terrace level, with an entertainment bar and hangout area, a fitness center, and a home theater.

Step outside, and you’ll feel the resort style vibe from the pool and spa, to the covered cabana with seating area, and a television to keep up on hoops action in the outdoor, built-in kitchen.

The listing details note that the home is conveniently situated near Chastain Park, as well as shops and restaurants. Downtown Atlanta is a just a 16-mile commute.

In 2005, Jack broke into the NBA with the Portland Trail Blazers. After three seasons in Rip City, Jack made his way all over the league, playing with eight other squads as a dependable guard.

Jessica Cooke Scarborough with Beacham & Company Realtors holds the listing.

Source: realtor.com

Extreme Makeover’s Ty Pennington Lists Bright and Beautiful Venice Beach Home

Reality TV star Ty Pennington, known for changing people’s lives with his energetic personality on the original version of Extreme Makeover: Home Edition, is now looking to cash in on his own home makeover. Pennington has just listed his house — a beautiful and bright 1927 Craftsman in Venice, Calif. — for $2,795,000.

Pennington put his home design expertise to good use and carefully restored the property earlier this year with the help of his trusted interior designer, Patrick Delanty. Delanty, also known to be Halle Berry’s designer, has long been working alongside Ty Pennington, serving as his design director for Extreme Makeover and running his on-air design segments, most notably his presence on The Oprah Winfrey Show, Rachel Ray Show, NBC’s Nightline and Good Morning America.

Just like its reality TV star owner, the home is bright, cheerful and quirky, with colorful interiors exuding creativity and style. The property is listed by Patrice Meepos of Compass.

Ty Pennington’s house in Venice, CA. Image credit: Anthony Barcelo 

Tucked away on a one-way street near the beach, Venice Boardwalk, canals and Abbot Kinney’s hot spots, the original 1927 dwelling has 3 beds, 3 baths, and a sizable living room with decorative fireplace, along with a sunken family room with large windows overlooking a newly landscaped, private back yard with koi pond.

Ty Pennington’s house in Venice, CA. Image credit: Anthony Barcelo 
Ty Pennington’s house in Venice, CA. Image credit: Anthony Barcelo 
Ty Pennington’s house in Venice, CA. Image credit: Anthony Barcelo 
Ty Pennington’s house in Venice, CA. Image credit: Anthony Barcelo 
Ty Pennington’s house in Venice, CA. Image credit: Anthony Barcelo 

The ground level hosts the kitchen, laundry room, and bedroom with direct backyard access, as well as a full bath. On the upper level, there’s a master retreat and a second bedroom. 

Ty Pennington added quite a few special touches to the 2,102-square-foot home, including bamboo flooring, baths adorned in vintage-inspired ceramic tile, a master bath sporting a standalone shower and an antique cast-iron freestanding tub, kitchen with concrete countertops and a wraparound, porcelain-tiled porch. There’s also a beautiful backyard that looks like a great place to entertain guests.

Ty Pennington’s house in Venice, CA. Image credit: Anthony Barcelo 
Ty Pennington’s house in Venice, CA. Image credit: Anthony Barcelo 
Ty Pennington’s house in Venice, CA. Image credit: Anthony Barcelo 
Ty Pennington’s house in Venice, CA. Image credit: Anthony Barcelo 

While Ty Pennington did not return to host HGTV’s 2020 version of Extreme Makeover: Home Edition (which is hosted by Modern Family‘s Jesse Tyler Ferguson), you can catch the two time Emmy award winner in his other home improvement series, Trading Spaces — which recently restarted airing after a 10-year hiatus.

You can also get more tips from the home design expert from his latest book, Good Design Can Change Your Life, which is an intimate look at Ty’s design inspirations and is full of décor advice and tips. While we haven’t yet had the chance to pick up the book ourselves, according to his website the book is part reference, and part behind-the-scenes from Ty’s own home remodeling, which means the Venice home is already a bookshelf hit.

More beautiful celebrity homes

Morgan Brown Re-Lists Stunning West Hollywood Home Amid Split from Actor Gerard Butler
Wayne Gretzky is Selling his $22.9M California Home Designed by ‘The Megamansion King’
Chrissy Teigen & John Legend Buy $17.5M Beverly Hills Mansion After Cashing Big on Previous Home
5 Fabulous Homes of Your Favorite Formula 1 Drivers

Source: fancypantshomes.com

Prince’s Former Los Angeles Mansion Lists for $30 Million

An 18,401-square-foot home hit the market this week with a $30 million price tag. While it’s no secret that properties in Los Angeles can be notably expensive, this one is understandably so. Despite the home’s massive size and extensive list of amenities, the home also has a star-studded past. Formerly owned by the legendary singer and songwriter Prince, its history of owners also includes famed actress, Elizabeth Taylor, the creator of Rockstar energy drinks, Russ Weiner, and NBA All-Star, Carlos Boozer.

prince former home exteriorprince former home exterior

The massive home is located in the neighborhood of Hollywood Hills and is fit for a legend. With 10 bedrooms and 13 bathrooms, size is on this home’s side. Although not completely staged, the photos you can see on Homes.com showcase the homes architectural beauty and uniqueness that you can’t find in any Los Angeles home. Dark hardwood floors with a lustrous sheen reflect the natural light that fills the first level of the home.

prince former homeprince former home

Mediterranean-style architecture can be seen in the home’s detailing through the flooring, fencing, and archways that are found throughout the property. The cream and beige exteriors are contrasted beautifully by the surrounding lush greenery.

An entertainer’s paradise, the home is nothing short of the nice-to-haves we’d all dream of having in our mega-mansion. In fact, Prince used to host many live events where he performed right here at this property. Also featuring a tennis court, swimming pool with a bar and grotto, a ballroom, and wine cellar, there’s not much this home doesn’t have. Bonus: If you feel like having guests over but one of the 10 bedrooms doesn’t take their fancy, there’s even an English Tudor guesthouse ready for weekend stay-cations.

If you’re looking to take a tour of the rest home, you can check out the listing right here on Homes.com. Otherwise, you can check out our free, step-by-step guides that will walk you through the entire buying, selling, or renting process.


Sydney PressleySydney Pressley

Content Marketing Assistant at Homes.com | See more posts by this author

As Homes.com’s content marketing assistant, Sydney gets to combine one of her favorite pastimes with her job– keeping up with pop culture. Outside of work, she enjoys stepping away from her phone and computer and spending time with her friends, whether it’s just hanging out or traveling. Trying new foods, going snowboarding, and long road trips are some of her other favorite things to do, but what does she loves the most? When people read Homes.com’s blog articles, of course!

Source: homes.com

How to Use Your Wanderlust to Build Credit

June 15, 2016 &• min read by Jill Krasny Comments 0 Comments

div#contentdisclaimer {background: #fff;padding: 1.5em;line-height: 1.25em;max-width: 500px;}
Advertiser Disclosure

Disclaimer

Love to travel? Good news: There are ways to put that wanderlust to use with a travel rewards credit card.

Though travel rewards cards aren’t the easiest to get approved for as they require an excellent or good credit score, those who are able to snag one can use it to build better credit. (Just remember, before you apply it’s important to know where you stand so you don’t get turned down only to see your score suffer as a result of the inquiry.)

Travel Rewards Cards & Credit

A travel rewards credit card lets accountholders earn points or miles that can be put towards hotel stays, airfare and other travel expenses. These rewards can help travelers lower the cost of vacations, and the card itself can be a good tool for building credit.

If you make payments on time, eventually your score will begin to rise because this behavior creates a positive payment history, an important factor in credit scoring models. The card’s credit limit will also count toward your credit utilization rate, which is another big factor in scoring models. Your credit utilization rate is how much debt you carry versus your total available credit. For best credit scoring results, it’s recommended that you keep your debt below 10% and at least 30% of your credit limit(s). So if you charge a vacation and then pay most or all of the purchases off right away, your score could benefit.

You can keep track of how your usage and payments are affecting your credit by signing up for Credit.com’s free credit report summary. Beyond seeing your credit scores, you’ll be able to check how you’re doing in five key areas of your credit report that determine your credit score, including payment history, debt usage, inquiries, credit age and account mix.

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Since interest rates for travel rewards cards tend to vary depending on creditworthiness, you’ll want to be mindful about carrying a balance. Doing so could hamper your credit goals, and the interest you pay could exceed whatever you’ve managed to glean from rewards. Many travel rewards cards carry annual fees, too, so you’ll want to make sure your spending habits justify the potential cost. (You can read about the best travel credit cards in America here.) Of course, making purchases on your card and paying them off quickly (and on time) will generally boost your credit.

Remember, if your credit is looking a little lackluster and you’re having a hard time qualifying for any type of credit card, you may be able to improve your scores by disputing errors on your credit report, paying down high credit card balances and limiting new credit inquiries until your score bounces back.

More on Credit Cards:

Image: Geber86

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Source: credit.com