Don't re-invent the wheel. Personal finance rules of thumb let you apply wisdom from the past to reach quick solutions.
Tag: Interest Rates
Charged Off as Bad Debt: An ExplainerCharged Off as Bad Debt: An Explainer
<p>Making payments late or missing payments completely spells bad news for your credit rating. When you miss too many payments, your creditor may charge off the debt. When your debt
Best Debt Consolidation Loans of 2021Best Debt Consolidation Loans of 2021
<p>Life can feel overwhelming when youâre saddled with loads of debt from different creditors. Maybe you carry multiple credit card balances on top of having a high-interest personal loan. Or
What is a Payday Loan?What is a Payday Loan?
<p>A payday loan is a short-term loan with a high annual percentage rate. Also known as cash advance and check advance loans, payday loans are designed to cover you until
When to Cancel a Credit Card? 10 Dos and Donâts to FollowWhen to Cancel a Credit Card? 10 Dos and Donâts to Follow
<p>Maria O. says:</p> <p>I’m a huge fan of the Money Girl Podcast and am also a <em>Get Out of Debt Fast</em> student. I’ve taken your financial advice and am glad
The Top Financial Resolutions for 2021The Top Financial Resolutions for 2021
Stumped on resolutions? These are the top financial to-do's for 2021. <p><i>This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing
US long-term mortgage rates rise; 30-year at 2.79% – Manhattan MercuryUS long-term mortgage rates rise; 30-year at 2.79% – Manhattan Mercury
US long-term mortgage rates rise; 30-year at 2.79% <font color="#6f6f6f">Manhattan Mercury</font>
Should I Refinance My Mortgage? When to RefinanceShould I Refinance My Mortgage? When to Refinance
<p>The Federal Reserve recently lowered interest rates in an effort to stimulate the economy during the coronavirus pandemic. As a result, more and more people are becoming interested in refinancing
Interest Rates Are Low, but Loans Are Harder to Get. Hereâs Why. – The New York TimesInterest Rates Are Low, but Loans Are Harder to Get. Hereâs Why. – The New York Times
Interest Rates Are Low, but Loans Are Harder to Get. Hereâs Why. <font color="#6f6f6f">The New York Times</font>
Pulte Mortgage ReviewPulte Mortgage Review
<p>A wholly-owned subsidiary of PulteGroup since 1972, the third-largest homebuilder in America, Pulte Mortgage gives customers a financing option that differs from those of banks and online lenders. As an